Crime Coverage
Standalone Crime Coverage for Title and Real Estate Professionals
When your firm handles client funds, wire transfers, and sensitive financial transactions, you face real risks — and not all of them are covered by your E&O or Cyber policy.
That’s where TitlePac’s standalone Crime policy comes in. It’s designed specifically for theft, fraud, and financial crime, including risks like wire fraud and employee dishonesty, so you’re not left guessing what’s covered and what isn’t.
Why a Separate Crime Policy Matters
Many firms discover too late that their general E&O or Cyber policy limits don’t fully protect them from financial crime losses. A separate Crime policy gives you:
- Broader protection: Covers more than just wire fraud, including theft, forgery, and counterfeit payments.
- Higher limits tailored to your risk: We match coverage limits to your exposure, not a predefined package.
- Protection for your other policies: Keeps crime-related claims from draining your E&O or Cyber limits.
- Clear, purpose-built coverage: No gray areas about which policy responds when a crime occurs.
What This Policy Covers
- Employee Dishonesty: Losses caused by dishonest acts committed by employees.
- Forgery or Alteration: Forged or altered financial instruments made by or on your behalf.
- Computer Hacking: Fraudulent computer use that leads to unauthorized transfers or theft.
- Funds Transfer Fraud: Fraudulent instructions to your bank that result in funds being stolen.
- Fraudulently Induced Transfers: Scams where you’re tricked into transferring funds to a fraudster.
- Counterfeit Payments: Losses from accepting fraudulent or counterfeit payments.
This policy is underwritten by an AM Best A XV rated carrier, offering financial strength and reliability.
How to Get Started
Crime-related losses can happen at any time — even to firms with strict internal controls. That’s why it pays to have dedicated protection that’s built for these risks.